:root {
  --brand: #0891B2;
  --brand-dark: #0E2A47;
  --brand-light: #E6F7FA;
  --text: #16213A;
  --muted: #5B6B82;
  --bg: #FFFFFF;
  --border: #E5EAF0;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
header {
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(8px);
  z-index: 10;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
  max-width: 1080px;
  margin: 0 auto;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 18px;
  color: var(--brand-dark);
}

.brand img { height: 32px; width: 32px; }

.nav-links {
  display: flex;
  gap: 28px;
  font-size: 15px;
  font-weight: 500;
}

.nav-links a { color: var(--text); }

/* Hero */
.hero {
  padding: 88px 24px 64px;
  text-align: center;
  background: linear-gradient(180deg, var(--brand-light) 0%, #FFFFFF 100%);
}

.hero-logo {
  width: 96px;
  height: 96px;
  margin-bottom: 24px;
}

.hero h1 {
  font-size: 42px;
  font-weight: 800;
  color: var(--brand-dark);
  max-width: 640px;
  margin: 0 auto 16px;
  letter-spacing: -0.02em;
}

.hero p {
  font-size: 18px;
  color: var(--muted);
  max-width: 560px;
  margin: 0 auto 32px;
}

.badge {
  display: inline-block;
  background: var(--brand-light);
  color: var(--brand);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 20px;
  letter-spacing: 0.02em;
}

.cta-row {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

.btn {
  display: inline-block;
  padding: 13px 26px;
  border-radius: 10px;
  font-weight: 600;
  font-size: 15px;
}

.btn-primary {
  background: var(--brand);
  color: #fff;
}
.btn-primary:hover { background: #077590; text-decoration: none; }

.btn-secondary {
  background: #fff;
  color: var(--text);
  border: 1px solid var(--border);
}
.btn-secondary:hover { border-color: var(--brand); text-decoration: none; }

/* Sections */
section { padding: 64px 24px; }

.section-title {
  font-size: 28px;
  font-weight: 700;
  color: var(--brand-dark);
  text-align: center;
  margin-bottom: 12px;
}

.section-sub {
  text-align: center;
  color: var(--muted);
  max-width: 560px;
  margin: 0 auto 48px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.card {
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px 24px;
}

.card-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: var(--brand-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 16px;
}

.card h3 {
  font-size: 17px;
  margin-bottom: 8px;
  color: var(--text);
}

.card p {
  font-size: 14px;
  color: var(--muted);
}

.disclaimer {
  background: #FFF8E6;
  border: 1px solid #F5E3AE;
  border-radius: 12px;
  padding: 20px 24px;
  font-size: 14px;
  color: #6B5A20;
  max-width: 760px;
  margin: 0 auto;
}

.about {
  background: #F8FAFC;
}

.about-content {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}

.about-content p { color: var(--muted); margin-bottom: 16px; font-size: 16px; }

.contact {
  text-align: center;
}

.contact-box {
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 40px;
  max-width: 480px;
  margin: 0 auto;
}

.contact-box p { color: var(--muted); margin-bottom: 20px; }

footer {
  border-top: 1px solid var(--border);
  padding: 32px 24px;
  text-align: center;
  color: var(--muted);
  font-size: 14px;
}

footer .footer-links {
  margin-top: 10px;
  display: flex;
  gap: 20px;
  justify-content: center;
  font-size: 13px;
}

/* Policy pages */
.policy {
  max-width: 760px;
  margin: 0 auto;
  padding: 64px 24px 96px;
}

.policy h1 {
  font-size: 32px;
  color: var(--brand-dark);
  margin-bottom: 8px;
}

.policy .updated {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 40px;
}

.policy h2 {
  font-size: 20px;
  color: var(--brand-dark);
  margin-top: 36px;
  margin-bottom: 12px;
}

.policy p, .policy li {
  color: var(--text);
  font-size: 15px;
  margin-bottom: 12px;
}

.policy ul { padding-left: 20px; margin-bottom: 12px; }

.back-link { display: inline-block; margin-bottom: 32px; font-size: 14px; }

@media (max-width: 720px) {
  .grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  .nav-links { display: none; }
}